Independent UK reporting on scams, fraud and financial harm
Free public tool
Enter a firm name, an FCA reference number or a website. We check the FCA Warning List, the Financial Services Register and Companies House, and show you exactly what each says. No sign-up, no email required.
Investigation · 25 Aug 2026
We matched contact details across every clone entry in our Warning List archive. Numbers and email domains reappear under new firm names, which suggests a small number of operations behind many warnings.
Investigation · 25 Aug 2026
A reporter answered one cold call and kept answering. What followed was a scripted, twenty-day operation using the reference number of a genuinely authorised London firm — and a bank transfer request that arrived, politely, on day nine.
News · 24 Aug 2026
Our archive recorded twenty new or updated entries on the Financial Conduct Authority's Warning List over the past week. Six copied the identity of an authorised firm.
Investigation · 24 Aug 2026
We transcribed a real impersonation call reported to our tip line and annotated every sentence. Almost all of the persuasion happens in the first fifteen seconds — before the caller has asked for anything at all.
By Daniel Okoye
News · 23 Aug 2026
The National Cyber Security Centre and international partners have attributed a phishing campaign requiring no user interaction to Russian state-supported actors. Consumer accounts are not the stated target.
By Daniel Okoye
Explainer · 23 Aug 2026
Follow a single stolen payment through the accounts it passes on the way out. The reason speed matters so much to your bank is that, after roughly ninety minutes, there is usually nothing left to recover.
Investigation · 22 Aug 2026
We read every entry added to the FCA Warning List over the past month and coded each one. Fixed-return language dominates, domains are younger than ever, and one contact pattern appears in nearly a fifth of records.
News · 21 Aug 2026
The Prudential Regulation Authority has fined an insurer more than four million pounds over inaccurate reporting of Financial Services Compensation Scheme liabilities. The penalty concerns reporting, not consumer losses.
News · 18 Aug 2026
With Bank Rate unchanged at 3.75 per cent, advertised returns far above the best available savings rates remain the clearest marker of an unauthorised promotion.
News · 16 Aug 2026
Fraudulent accommodation and flight listings track periods when official travel advice changes and travellers rebook at short notice. Payment method is the deciding factor in recovery.
By Daniel Okoye
Every update the desk logs, as it lands. A reporter’s name and portrait appear only where a reporter signed the update; monitoring pickups carry the publisher’s own mark and a link to their page.
Auto-refreshing · checked 19:30
Thu 22 Oct
Financial Conduct AuthorityRegulator & governmentAlert
Speech by Nikhil Rathi, FCA chief executive at the Corporation of the City of London’s annual City Dinner, Mansion House. The success of the UK’s financial servicesIn August, flight cancellations left my sons and I with an extra day in B…
Fri 23 Oct
Which?Which? & consumerReport
Switching could save you hundreds of pounds in fees, but here's what you need to know before making the move
Which?Which? & consumerReport
Nobody sets out to get divorced, but understanding the rules can help you have a plan in place if your marriage was to end
FCA Warning ListFCA Warning ListFirm warning
www.clairfieldintlgroup.com is not authorised or registered by the FCA. Find out more about unauthorised firms and individuals.
FCA Warning ListFCA Warning ListFirm warning
tradeassetlimited.com is not authorised or registered by the FCA. Find out more about unauthorised firms and individuals.
FCA Warning ListFCA Warning ListFirm warning
maxluxurymarketing.com / Maxluxury Marketing is not authorised or registered by the FCA. Find out more about unauthorised firms and individuals.
Financial Conduct AuthorityRegulator & governmentAlert
Private market firms vary in how well they identify and manage conflicts of interest, according to an FCA review. Private markets refer to investments in assets, companies, or debt not listed or traded on public exchanges.
Financial Conduct AuthorityRegulator & governmentAlert
Speech by Ashley Alder, FCA Chair, at the Michael D. Gill Lecture on International Financial Regulatory Understanding and Cooperation.
Financial Conduct AuthorityRegulator & governmentAlert
Restrictions have been placed on 6 unregulated lenders, known as Annex 1 firms, after the FCA raised concerns about their anti-money laundering policies, controls and procedures while assessing their applications. The restrictions were i…
FCA Warning ListFCA Warning ListFirm warning
Bit Trade Master / bittrademaster.com is not authorised or registered by the FCA. Find out more about unauthorised firms and individuals.
UK FinanceUK Finance & bankingAlert
Chris Blake reginefredriks… Fri, 10/23/2026 - 14:32 Head of Treasury Unity Trust Bank
BBC NewsRegulator & governmentAlert
Kashim Chowdhury denied being dishonest when not telling employers he had other jobs.
Reference prices, refreshed while the page is open. Investment fraud almost always leans on a number: a gold price, an index level, a crypto quote in a screenshot.
Refreshes every 30 seconds
FTSE 100
^FTSE
S&P 500
^GSPC
Gold
GC=F
Brent crude
BZ=F
Pound / US dollar
GBPUSD=X
Bitcoin
BTC-GBP
Counts of records we hold — not estimates of fraud across the UK.
Clone firms copy the name or details of a genuine authorised business.
One firm can appear in more than one row.
Website recorded387(36%)
Website recorded: 387 entriesPhone recorded218(20%)
Phone recorded: 218 entriesEmail recorded425(39%)
Email recorded: 425 entriesNo contact details held60(6%)
No contact details held: 60 entries
How each kind of fraud is run, what the approach looks like and where the money goes.
Authorisation, clone firms, the FCA Warning List and what a listing does and does not mean.
The free routes to complain, escalate and be reimbursed, and the limits of each.
Clone firms copy real authorised firms to steal your money
29 entries · prevention guide included
Investment scams promise returns that genuine products cannot match
63 entries · prevention guide included
APP fraud tricks you into sending money yourself
0 entries · prevention guide included
Impersonation scams create a fake deadline to force a payment
5 entries · prevention guide included
